The Objective of the micro credit program is to promote more programs to reduce poverty by extending loans and grants to the poor for the purpose of financing income-generating activities. In 1996 TT with the support of CIDA initiated its micro credit program for poor women in slums around Quetta City. After assessing its success partners like the Asia foundation Pakistan, Grameen trust of Bangladesh and Australian aid Pakistan also provided financial and technical support to extend small loan facility to more poor women in other comminutes.

TT's credit program was initiated to facilitate the poor women and their families. Therefore keeping this objective TT credit staff do not restrict the use of loans, It is wide open for the borrowers that how they utilize the loan on their discrete. The income generation activities run by the borrowers by their own will without any interference from the TT's staff have been successful.

Since 1996, an amount of approximately 1,550,00 $ has been distributed among 600 individuals. The rate of recovery is100% and the make up on the loan is 20%. These are involved in various income generation activities and trying their best to improve their health education and social conditions. In1994 the

 Government of Balochistan with the financial assistance of Asian development bank has signed a contract with TT to provide small loans to small farmers (both men and women). TT has never experienced any single defaulter yet in loan recovery process. Normally every effort is made to recover the loan from the group and the family of borrower and it is always successful.

 The important indicator to the measures the performance of the center includes the attendance of the members at meetings and over all recovery from the centers. The meetings and over all recovery from the centers.

The meeting has become the golden opportunity of sharing different point of views, of resolving conflicts, disseminating information on related topics, having lectures from different NGO's, participating in workshops organized by TT and other NGO's.

 As there is no restriction for the income generation activities, approximately all the borrowers of Taraqee are able to increase their means of income through several resources. They sell vegetables, cloths, weave carpets, run a small grocery shop, or sew cloths.

Activities Run By Taraqee's Borrowers

At present TT is the only organization in Balochistan, which is providing micro credit facility to poor women and men at their doorsteps and organizing them to meet their practical and strategic needs after five years of its establishment. TT has attained a good reputation not only at local and domestic level but also on international level as well.

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